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mikegrace782024-03-13 20:40:442024-03-19 22:34:18Fixed or Variable?We’ve saved Vancouver Islanders hundreds of thousands of dollars in mortgage interest over the last 9 years.
Your Renewal:
Start Early, Save Money.
We’ve saved Vancouver Islanders hundreds of thousands of dollars in mortgage interest over the last 9 years.
We’re now sourcing best rates on mortgages maturing on or before:
May 24, 2025
Start Early. Get the Best Rate.
A pro-active approach to your mortgage renewal is the Number One factor that determines your future savings.
You may be eligible for significant savings.
If your mortgage matures before May 24, 2025 it’s time to get started.
Get Started Now:
We Find the Savings for You.
At SOBO, we have the additional context you’re looking for.
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Has your bank provided a competitive renewal?
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Does it make sense to switch even if there’s a better rate available?
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Should you renew into a 5yr term, or something shorter?
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How much time and effort does it take to switch lenders?
Sometimes, even a quick phone call can get most of these questions answered for you and allow you to move ahead without any renewal-remorse.
Feedback is Fast
We want to save you time and money. If this isn’t possible we’ll provide this feedback right away.
Our feedback is free and we understand the market. We’re here for you every step of the way and will guide you to savings with a full transparent breakdown.
Why is it Better to Start Earlier?
At SOBO, we believe starting the process earlier is always in your best interest. Why?
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In a rising interest rate environment, we can lock a rate in ASAP.
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In a dropping interest rate environment, we secure lower rates for you every time rates drop.
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In a fluctuating interest rate environment, we have the context to ‘spot price’ your approved mortgage as opportunity presents, meaning your mortgage approval is always on task to get the best possible rate over the 120 day period leading up to your maturity.
Compare & Save Calculator
Mortgage maturing after May 24, 2025?
Setup a Reminder to Get Started.
Fill out this handy reminder tool below and we’ll be in touch at exactly 120 days prior to your maturity date.
Get Started Now: Request a Callback
We’ll Call You Back within 1 Hour
Learn More About Renewing with SOBO’s Amazing Resources
Mortgage Calculators
“All In One”
BC Purchase & Mortgage Calculator
BC real estate transactions do not need to be nebulous or poorly understood.
This amazing “All in One” calculator will generate an accurate synopsis of any real estate purchase you can make in BC.
Mortgage Payments Calculator
Use the easy slider to get estimated payments on a specific mortgage size.
Payments are based on current LIVE interest rates as maintained by SOBO Mortgage.
BC Closing Costs & PTT Calculator
Closing costs are among the most overlooked and poorly understood expenses in a Real Estate transaction.
Use this calculator to get a generate an accurate breakdown of your BC completion costs.
Mortgage Qualifying Calculator
This calculator is a super simple quick tool to give you a basic sense of how much you could qualify for.
Enter your income, and voila… maximum mortgage amounts will appear.
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mikegrace782024-03-13 20:40:442024-03-19 22:34:18Fixed or Variable?
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mikegrace782024-03-12 22:48:382024-03-19 22:35:36How Do Bond Yields Impact Fixed Rates?
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mikegrace782024-02-26 22:20:002024-03-19 22:38:46Renewing Your Mortgage: The Basics
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mikegrace782024-02-26 20:59:572024-03-19 22:37:58Mortgage vs Credit Line
Live Greater Victoria Real Estate Data & Trends
LIVE Median pricing with interactive charts for detached homes and condos in Greater Victoria.
Trend lines for New Listings, Current Inventory and Sales.
Live Macro-Economic Indicators & Trends
Interactive Charts and Live data streaming the latest Macro-Economic Indicators: Bond Yields, Inflation and the Bank of Canada’s Overnight Lending Rate.
Sample Documents
Sample documents and notes on how to provide the best possible mortgage documents.